![]() ![]() I wouldn't put it past Yamaha to be pulling some semi-shady shenanigans like that here. I can't imagine how many people don't check that and get blasted with GIANT finance charges by not paying it off in time. Luckily we caught it in time, but it was a surprise $500 bill to make it happen. The Yamaha Finance Interest rate will depend on your personal credit history if. Keep in mind the finance payment calculator is calculating a payment before taxes and additional fees like Freight & Setup. Had we gone over the promotional period all interest would have been retroactive to date of purchase at a rate of 24%. We provide easy access to our Yamaha Finance Calculator so you can make sure you can afford that ATV or Outboard you have been dreaming of. Come to find out the additional purchases were only 0% for 12mo, not the full 48, and the minimum payment didn't add up to the amount charged to have it completely paid off before the promotional period ended. ![]() Only genuine Yamaha parts used on repairs for Yamaha powered boats with 3 years replacement option on your new Yamaha powered boat. They gave us a "minimum" payment to meet, so that's what we paid. Yamaha Marine Insurance are the obvious choice when insuring your boat and outboard. Changed a few pieces around and charged an extra bit to the same 0% financing deal. We financed a couch with them a few years ago. Gotta watch Synchrony as well as Yamaha though. For more accurate figures, please select a boat / jet ski from and then click the Finance Calculator button whilst viewing that item. I wouldn't have expected it to be an interest only setup, usually it's just a "lower" interest for the first period, then jacks up to a more "normal" rate after the promotional period. Yamaha financial will NOT be getting any future business from me, and I'm like 99% certain I'll buy another Yamaha boat when the time comes to Did you get a "low payment for the first 2 years" type plan? I've seen Yamaha advertise such plans in the past. However, I can say that as I gain experience with financing options I've learned to be much more discerning with who I borrow money from. I have enough other debt to handle that is a higher priority than the boat to really mess with it and move it somewhere else currently, so I'm still with them. "well qualified applicants" is far too vague when they really mean "less than 2% of all applicants will qualify". I've ranted several times on the borderline "bait and switch" tactics they use to advertise the current rates. They get a pass, because I'm fairly certain that office doesn't even have a phone line in it. Only other place I have to do that is with the local rural water company that services the house. I hated mailing a payment in every month. Although, Yamaha financial has a better website than was available when serviced by Synchrony. ![]()
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